Friday, November 25, 2005

Closing Day

On Tusday, November 22 (a sad day for those of us alive in 1963), I closed on my new townhouse. Actually there are two townhouses attached to each other but it is not a duplex for the following reason. The Bishop lived on one half, the Chief Justice of the State Supreme Court lived on the other half. There is, that is, quite a wall between church and state: ergo two townhouses, not a duplex.

The closing went pretty well; it was held at the Catholic Diocese. We had an interesting side discussion about the difference between a church deed and a warrantee deed. Apparently the church offers title insurance as part of the closing to make up for not issuing a warrantee deed (or something along these lines....don't quote me). The reason is that there's something about a warrantee deed that limits the liability of something happening after the sale upon the death of the seller. But because the church will never die, the Diocese lawyer explained, that would put them in the position of having liability on all property they've ever sold into perpetuity. Ah, I said. That's pretty optimistic of you. Luckily everybody laughed.

I'm not moving in right away. But some friends came over Tuesday evening to have wine and enjoy sitting on the carpet. At least they pretended to enjoy it, which is why I know they are friends.

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